SunstoX Platform-as-a-Service

Your country.
Your brand.
Our solar engine.

License the full SunstoX investment platform — white-labelled, locally regulated, integrated with your payment rails — and launch a crowdfunded solar marketplace in your market within 8 weeks.

No upfront licence fee · Revenue-share model · 12-month support included

Live Partner Network
🇮🇳
SunstoX India
School Solar · NCD Structure
Live
🇰🇪
SunstoX Kenya
CMA CIS · M-Pesa Integrated
Onboarding
🇳🇬
SunstoX Nigeria
SEC · Flutterwave Ready
Pilot Q3
🇵🇭
SunstoX Philippines
SEC PH · GCash + Maya
Pilot Q4
The Market Case
Why partners choose the PaaS model

Solar crowdfunding is a $40B+ emerging market. The barrier is platform infrastructure, not capital. SunstoX removes that barrier.

🌍

Rooftop solar deficit is global

Every market from Lagos to Manila has commercially viable solar projects sitting unfunded. Local capital exists. The investment infrastructure doesn't.

40 GWglobal rooftop solar target gap, 2025

Building from scratch costs $2M+

KYC/AML pipelines, payment rails, compliance engines, project management, investor dashboards — each component requires 6–12 months of specialist engineering.

$2M+typical greenfield platform build cost
📈

Revenue-share beats licence fees

SunstoX partners earn 12–15% of platform gross revenue. No upfront licence. No headcount. Go live in 8 weeks, earning from day one of investor activity.

8 wkfrom contract to first investor transaction
What Partners Get
A complete platform. Four deployment pillars.

Every partner receives the full SunstoX technology stack, localised and white-labelled. These are the four pillars included in every deployment.

🏗️

White-Label Investor Platform

Full frontend — landing pages, project listings, investment flow, and investor dashboard — deployed on your domain with your brand, colours, and content.

  • Custom domain + SSL (partner.yourplatform.com)
  • Brand kit injection — logo, colours, typography
  • Localised copy and currency display
  • Multi-language support (12+ languages)
  • Mobile-first responsive design
  • SCADA / live generation data widget (optional)
🛡️

Compliance & KYC Engine

Pre-configured regulatory workflows for each partner market, covering investor onboarding, AML screening, and document verification.

  • KYC tier 1 (email/phone) and tier 2 (document)
  • AML/PEP screening via Trulioo or local provider
  • Country-specific investor limits and disclosure forms
  • Consent capture with timestamped audit trail
  • Regulatory reporting templates (CMA, SEC, SEBI)
  • GDPR / data localisation compliance module
💳

Local Payment Integration

Pre-built connectors for 18 payment service providers across Africa, Asia, and the Middle East. New PSPs added in 2–3 weeks on request.

  • Mobile money: M-Pesa, Airtel Money, MTN MoMo
  • Cards: Stripe, Flutterwave, Paystack, Razorpay
  • Bank transfer: local IMPS/UPI/RTGS rails
  • Wallet-to-investment direct debit
  • FX handling for cross-border capital flows
  • Automated monthly coupon disbursement
📊

Project & Portfolio Management

End-to-end project lifecycle management — from EPC sourcing and crowd sale to live monitoring, coupon distribution, and investor reporting.

  • Project creation wizard with financial model import
  • Crowd sale engine with real-time funding progress
  • Construction milestone tracker
  • Live kWh generation feed (SCADA / inverter API)
  • Automated coupon calculation and distribution
  • Investor statements and tax certificates
Admin Panel — Full Feature Set
Everything your operations team needs

The partner admin panel gives your team complete control over projects, investors, compliance, and financials — without touching a line of code.

Partner Admin
🏠Dashboard
🌱Projects
👥Investors
KYC / AML
💰Financials
🏦Payments
📊Reports
🔔Notifications
🎨Branding
🔌Integrations
⚙️Settings
🔐Permissions
Admin Panel — Full Feature Catalogue
📊 Dashboard & Analytics Core
Live platform health overview
AUM, active projects, investor count, pending KYC
Funds raised today / MTD / YTD
Real-time investment inflows with trend charts
Coupon disbursement calendar
Upcoming and past coupon runs with status
Platform fee accruals
Revenue recognition and partner share tracker
Investor cohort analysis
Retention, repeat investment, avg ticket size
Exportable board-ready reports
PDF/XLSX with branded cover page
🌱 Project Management Operations
Project creation wizard
Excel model import → auto-populate NCD waterfall
EPC partner management
Approved vendor registry, document store
Crowd sale configuration
Target, pricing, min/max units, close date
Construction milestone tracker
Planning → Install → CoD with notification triggers
Live generation monitoring
kWh feed from SCADA / inverter API (SolarEdge, Huawei, Fronius)
Project performance alerts
Generation below P90 triggers auto-alert
Insurance certificate management
Upload, expiry tracking, renewal reminders
O&M log and cost tracking
Per-project opex actuals vs projected
👥 Investor Management Core
Full investor registry
Search, filter, tag by tier, country, project
Portfolio view per investor
All units held, project, invested amount, coupons earned
Communication centre
Bulk email / SMS to investor segments
Tier & badge management
Define investor tiers, assign perks and access levels
Referral programme control
Set reward amounts, track referral chains, pay out
Investor grievance tracker
Log, assign, resolve and close support tickets
✅ KYC / AML / Compliance Regulated
KYC review queue
Pending submissions with document preview and approve/reject
AML / PEP screening dashboard
Trulioo / Comply Advantage / local provider results
Investor limit enforcement
Auto-cap per country rules (e.g. SEBI, CMA limits)
Consent and disclosure audit trail
Timestamped PDF of every risk disclosure accepted
Suspicious transaction flags
Rule-based alerts for unusual investment patterns
Regulatory report generator
CMA / SEC / SEBI standard templates, one-click export
💰 Financial Operations Revenue
NCD waterfall calculator
Gross → Insurance → O&M → Fee → Net coupon (per project)
Coupon run engine
Monthly batch: calculate, review, approve, disburse
Payment gateway reconciliation
Match gateway receipts to investment orders automatically
Platform fee ledger
20% of gross, accrued monthly, posted to partner account
Tax withholding module
TDS/WHT deduction per country rule before coupon credit
Annual investor statements
Branded PDF: income, TDS, principal balance, MOIC
Refund & chargeback handling
Pre-CoD refund workflow with gateway reversal
FX conversion tracker
Multi-currency projects with daily rate capture
🎨 Branding & CMS White-Label
Brand kit editor
Logo, primary/secondary colours, font, favicon
Email template builder
Transactional and marketing emails, branded
CMS pages
About, FAQ, Blog, Terms, Privacy — editable no-code
Custom domain management
Point your domain, SSL auto-provisioned
Investor-facing calculator embed
Customise return assumptions per market
Push notification config
Web push and SMS templates and triggers
🔌 API & Integrations Technical
REST API (full platform)
All entities — projects, investors, payments, coupons
Webhook manager
Outbound events to partner CRM / ERP
PSP connector config
Activate, test, and manage payment gateways
SCADA / inverter feed setup
Connect SolarEdge, Huawei, Fronius, Solis APIs
KYC provider switcher
Toggle between Trulioo, Digilocker, Onfido, local providers
API key management
Scoped keys, rate limits, usage logs
🔐 Access & Security Enterprise
Role-based access control
Super Admin, Finance, KYC, Ops, Read-only roles
Two-factor authentication
TOTP / SMS 2FA for all admin accounts
Full audit log
Every admin action timestamped, exportable
IP whitelisting
Restrict admin access to approved IP ranges
Data residency config
Choose AWS region for local data sovereignty
Session management
Force logout, concurrent session limits, timeout config
Investor (User) Panel — Full Feature Set
What your investors experience

Every investor on your platform gets a fully featured, mobile-first dashboard — branded to your identity, localised to their market.

AK
Asha Kamau  ·  Nairobi
🏠 Dashboard
🌱 Browse Projects
📂 My Portfolio
💳 Transactions
📊 Returns
🔄 Cell Exchange
👤 KYC & Profile
📄 Documents
🔔 Notifications
🎁 Referrals
🆘 Support
Onboarding & Identity
📱
OTP Sign-Up

Phone + email with 2FA at login

🪪
KYC Tier 1 & 2

Phone/email verification, then document upload with liveness check

🌐
Social Login

Google and Apple sign-in supported

📋
Risk Disclosure Acceptance

Timestamped consent for every investment — legally auditable

🏦
Bank Account Linking

Verified bank account for coupon disbursement

💼
Investor Profile

Country, tax status, accredited investor flag, communication prefs

Project Discovery & Investment
🗺️
Project Map

Browse live, funded, and upcoming projects with location and capacity

📐
Return Calculator

Adjust units, see year-by-year coupons, IRR, MOIC, payback

🛒
Investment Cart

Add units from multiple projects, check out in one transaction

💳
Multi-Method Checkout

Card, mobile money, bank transfer — local rails for each market

Funding Progress Bar

Live crowd sale progress, units remaining, close date countdown

🔔
Waitlist for Closed Projects

Notify me when a project re-opens or exchange units become available

Portfolio & Returns
📈
Live Portfolio Overview

Total invested, total earned, next coupon date and amount

Real-Time kWh Dashboard

See how much power your cells generated today and lifetime

🌿
CO₂ Impact Tracker

Tonnes of carbon offset — shareable green certificate

📅
Coupon History

Every payment with date, amount, project, and receipt download

📄
Annual Statement

Branded PDF — income, TDS, NCD balance, MOIC to date

🔁
Auto-Reinvest

Set coupons to automatically reinvest into new projects

Liquidity & Secondary Market
🔄
Cell Exchange Listing

List units for sale at NPV-based fair value — platform matches buyers

🛍️
Buy from Exchange

Purchase units from existing investors — immediate allocation

💰
Exit Valuation Tool

See current fair value of your portfolio before listing

📬
Transfer Notifications

Instant alerts on sale completion, funds credited to wallet

Community & Rewards
🎁
Referral Programme

Earn on every investor you bring in — configurable per market

🏆
Investor Tier Badge

Seed → Friend → Hero → Champion → Guardian with perks per tier

📣
Green Certificate Share

Shareable social card: "I powered X kWh this month"

🗳️
Project Advisory Vote

Top-tier investors vote on new project selection

💬
In-App Support Chat

Live chat with partner ops team, ticketing, FAQs

📧
Notification Preferences

Choose which events trigger email, SMS, push — per channel

Payment Infrastructure
Local rails. Every market.

Pre-built connectors for 18 payment service providers across key solar markets. New PSP integrations commissioned in 2–3 weeks. All disbursement flows are automated.

🌏
South & Southeast Asia
India, Philippines, Bangladesh, Sri Lanka
Razorpay (UPI, Cards, NetBanking)
PayU India
GCash (Philippines)
Maya / PayMaya
bKash (Bangladesh) — Q4
Bank Transfer (IMPS / RTGS)
🌍
East & West Africa
Kenya, Nigeria, Ghana, Tanzania
M-Pesa (Safaricom Kenya)
Flutterwave (Pan-Africa)
Paystack (Nigeria, Ghana)
MTN Mobile Money
Airtel Money
PESALINK (Kenya bank rails)
🌐
Middle East & North Africa
UAE, Saudi Arabia, Egypt
Stripe MENA
PayTabs
Fawry (Egypt) — Q1 2027
STC Pay (Saudi) — Q1 2027
SWIFT / Wire Transfer
Crypto on-ramp (USDC) — Pilot
🌎
Global / Multi-Market
Cross-border & diaspora investors
Stripe Global (140+ countries)
Wise Business (FX transfer)
PayPal (diaspora)
Rapyd (multi-market) — Q4
SEPA Bank Transfer (EU)
FX hedging module — Enterprise

🟢 Live   🟡 In development   🔵 Bank transfer   🟣 Enterprise / Pilot    All payment data is PCI-DSS compliant. Disbursements automated monthly.

Go-Live Configuration
From signed contract to live platform in 8 weeks

Your onboarding team handles the technical setup. Your job: brand kit, regulatory licence, and local bank account.

1
Brand Kit Submission

Logo (SVG), brand colours (hex), typography choice, and placeholder copy — submitted via brand kit portal. Applied across all 14 platform pages within 48 hours.

2
Domain & DNS Setup

Point your domain to SunstoX CDN. SSL certificate auto-provisioned. Subdomain or root domain both supported. Custom email domain for transactionals.

3
Payment Gateway Activation

Select from pre-built connectors. Provide API keys for your merchant accounts. Test mode → production switch handled by integration team with full test suite.

4
KYC Provider Configuration

Choose from pre-integrated providers (Trulioo, Onfido, Digilocker, local equivalents) or bring your own. KYC tier thresholds configured per your regulatory requirement.

5
Regulatory Module Setup

Disclosure language, investment limits, and reporting templates configured per your local regulator. Legal review checklist provided — SunstoX does not give legal advice.

6
First Project Launch

Upload your first project via the project wizard. SunstoX team validates the financial model before publishing. Crowd sale goes live after internal sign-off.

Market Regulatory Framework Status
🇮🇳 IndiaSEBI CIS / InvIT (Phase 1 NCD)
Live
🇰🇪 KenyaCMA Collective Investment Scheme
Active
🇳🇬 NigeriaSEC Nigeria — Crowdfunding Rules 2021
Pilot
🇵🇭 PhilippinesSEC PH — Crowdfunding Regs 2019
Pilot
🇬🇭 GhanaSEC Ghana — Investment Firms Act
Planned
🇧🇩 BangladeshBSEC — Crowdfunding Regulations
Planned
🇿🇦 South AfricaFSCA — Crowdfunding Consultation
Planned
🌐 CustomPartner's local regulatory regime
On Request

SunstoX provides the technology platform and compliance tooling. Partners are responsible for obtaining and maintaining their own regulatory licences. SunstoX does not provide legal or financial advice.

Go-Live Timeline
8 weeks from contract to live
A structured onboarding process with dedicated partner success management. Most partners launch their first crowd sale by Week 10.
Wk
1–2

Discovery & Setup

Brand kit, domain, payment gateway credentials, KYC provider selection, regulatory scope defined

Wk
3–4

Configuration & QA

Platform deployed on partner domain, all integrations tested end-to-end in staging environment

Wk
5–6

Compliance & UAT

Regulatory disclosures finalised, KYC flows validated, payment test transactions cleared

Wk
7–8

First Project Live

Crowd sale published, first investors onboarded, partner ops team trained on admin panel

Pricing & Partnership Tiers
Revenue-share, not licence fees

SunstoX succeeds when you succeed. No upfront platform fee — we earn when your investors earn.

Starter
Market Entry
0 upfront
For emerging-market partners launching their first solar crowdfunding product. Up to $500K AUM.
White-label platform (1 domain)
Up to 5 active projects
2 PSP integrations
KYC tier 1 & 2
Standard admin panel
Email support (48h SLA)
Custom regulatory module
SCADA integration
25% revenue share to SunstoX
Get Started
Enterprise
Full White-Label
Custom
For banks, DFIs, and large-scale energy developers targeting $5M+ AUM with full platform customisation.
Multi-tenant, multi-country
Unlimited PSP integrations
Source code escrow
FX hedging module
Custom feature development
On-premise / private cloud option
4h SLA, dedicated engineering
White-glove regulatory support
Negotiated revenue share
Talk to Us

Ready to launch solar investing in your market?

Schedule a 45-minute partner discovery call. We'll walk you through a live demo of the admin panel, user flow, and payment integration — customised to your market.

Schedule a Call → Ask a Technical Question

kovid@sunstox.com  ·  +91 9818400138  ·  sunstox.com

✓ SEBI Phase 1 Compliant (India)  |  Insurance: ₹3/unit/yr  |  Platform Fee: 20% of gross  |  NCD Units non-transferable in Phase 1  |  Full Disclosure →